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Monzo Blog

The latest updates, stories, ideas and guides from the Monzo team.

Cutting through some cigarettes with a pair of scissors
How I Use Monzo
10 February 2020

"I used Monzo to help quit smoking"

David shares his story about how he's used Monzo to help quit smoking, and saved almost £500 at the same time!

How I Use Monzo
7 February 2020

"Monzo helped me beat my gambling addiction and pay off £26,000 in debt"

After a decade trapped in a cycle of gambling and debt, Danny owed payday lenders almost £26,000. With the help of Monzo’s gambling block feature, Danny is now finally debt-free.

Image of a lock
How We Protect You
29 January 2020

How we upgraded 3D Secure

We’ve upgraded to the new version of 3D Secure. Backend engineer Arthur explains how we did it.

How Money Works
23 January 2020

Take on the Spare Change Saving Challenge

Round-up your spending to the nearest pound and put the spare change in a Pot. It adds up quicker than you think!

Monzo HQ
Data
16 January 2020

We've started reporting to Experian

We're now reporting to two of the three big credit reference agencies – TransUnion and Experian. This means you'll appear on more credit reports.

Year in Monzo reaction OG image
How I Use Monzo
17 January 2020

12 best reactions to Year in Monzo

We've collected the best reactions that show just how much you loved your Year in Monzo.

New Year's resolution tweet
How I Use Monzo
16 January 2020

The most sensible saving tips from this year's Year in Monzo

Go out and buy yourself a cookbook immediately.

Year in Monzo OG Image
How I Use Monzo
15 January 2020

How Year in Monzo is inspiring a nation 🇬🇧

As if things weren’t bad enough already

Year In Monzo Tweet
How I Use Monzo
15 January 2020

6 things we've learned from Year in Monzo so far

Number 1: The North-South divide is wider than ever

Image of a hat and a magic wand
Monzo 101
9 January 2020

The trick we use to make research findings memorable at Monzo

There are some specific biases that come into play when we see or hear new information. We came up with a trick at Monzo to get around them...

Image of cash and coins
How Money Works
Loans Help
8 January 2020

Loans for bad credit - find out how to improve your chances

Find out what a 'bad' credit score means and how you could try to improve it if you have one!

Monzo card with confetti
Monzo 101
8 January 2020

How to switch to Monzo without closing your old bank account

A lot of you have told us you want to switch everything across and make Monzo your main bank account, but you want to keep your old bank account open. Here's how to do just that!

Two illustrated padlocks locked into each other - one turquoise and the other hot coral - with sparkles coming off them.
Fraud
22 March 2023

Unexpected message or call from Monzo? Here's how to tell if it's real.

Keeping your money safe and protecting you from fraud is our priority.

How do loans work - image of money
How Money Works
Loans Help
17 December 2019

How do loans work?

There are a few different types of loans, such as unsecured loans and secured loans, with several different uses. Here's how they work...💰

Technology
17 December 2019

We secured thousands of Cassandra clients to keep Monzo's data safe

Our security team at Monzo are working towards a 'zero trust' cluster, where an attacker inside our cluster would have no power.