Monzo Blog
The latest updates, stories, ideas and guides from the Monzo team.

What is a regular savings account?
With a regular savings account you commit to paying a set amount every month whilst getting a higher interest rate than you'd get with a current account.

How to avoid paying more when you get out cash on holiday
When you’re abroad, don’t let a shop or ATM do the currency conversion for you!

How do I get a Monzo account?
Download the app to get started!

Meet the Saving Squad: Bekki
We chatted to super-saver Bekki about how she's used Monzo on her saving journey.

Money in Love: “My ex racked up £6,000 of debt in my name”
After they split, 26-year-old Georgia discovered her ex had maxed out multiple credit cards, all in her name. She shares how she tackled the debt with help from her new partner, Luke.

What is the August No Spend Challenge and how can you start it?
The goal of the challenge is to rein in spending on things you don’t really need this August.

How we experiment at Monzo
Making big decisions is hard. So at Monzo, we test our ideas out whenever we can. Here's how that works!

How to reclaim mis-sold PPI for free
The deadline to claim compensation is 29th August 2019. If you borrowed money in the nineties and noughties, consider making a claim.

The ‘pink’ bank card you keep seeing? What it is and how to get one
It’s a Monzo debit card!

Dear Monzo, I've always struggled with budgeting
As Laura tells one reader, to have any chance of sticking to your budget, you need to be realistic.

What is a Fixed Term Savings Pot?
We’ve just launched a 3 month Fixed Savings Pot, with a market-leading interest rate of 1.35% (AER, variable).

We're launching an exclusive 3 month Fixed Savings Pot with a market-leading interest rate!
You can now access the highest interest rate on the market for a 3 month Fixed Savings Pot, through Monzo.

Monzo Quarterly Update: Q3 2019
What we've been working on in the last three months, and what's in store next!

12 of our favourite Monzo reviews
In our totally unbiased opinion, here are some of our favourite reviews of Monzo, as told by our customers.

Should I pay in local currency or pounds (GBP) when I use Monzo abroad?
Euros, Dollars, Pesos or Rupees – always pay in the local currency when you’re using Monzo abroad, so you can get the Mastercard exchange rate, without any extra charges.