What is Insights
We’ve replaced Trends with Insights, a Cash flow management tool where you can make sense of your business’ financial health.
Insights has two versions, one for the app and one for on a web browser.
Insights on the app
Insights on the app is made up of 3 distinct tabs:
Cash flow Cash flow shows the amount of money that goes in and out of your account over a period of time (monthly, yearly or UK Tax yearly), useful to work out your net income. In this tab you’ll see a segmented bar graph that drills down into your Cash flow, get breakdown of your incomings and outgoings by transaction category or by merchants you spend with. You’ll also have the option to exclude categories from your Cash flow - Savings and Transfers are excluded by default.
Balance Balance shows your running account balance over time and period specific ‘Insights’ like your total money in and out, as well as an estimate of what you’ve got left to spend, based on any upcoming payments.
Target The Target tab is useful to help manage your business’s discretionary spend by setting a monthly spending target for your business account and other connected accounts (if you’ve set them up).
In Insights on the app, you can also:
connect non-Monzo bank accounts,
create custom categories,
set spending targets,
exclude transaction categories and
change the date that your month/year resets in Insights(by default it’s the 1st of each month, and January - December for each year)
Insights on a web browser
Insights on the web browser is a lighter version of the in-app tab. This screen shows:
the net income,
total money in
total money out, and
the totals spent in each transaction category.
You can choose whether to show the data from a month, year or UK tax year (6th April - 5th April) and change the month and year reset date via web.
We're working on new features to Insights on both the app and web, so keep an eye out for updates.
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