Transfers, international transfers and standing orders
Transfers in the UK
You can transfer money to anyone with a UK bank account. You’ll just need their name, sort code and account number. Transfers usually happen instantly, but they can sometimes take up to 24 hours.
Tap the Payments icon in the menu bar
Tap Pay someone
Tap Make a bank transfer and fill in the details
Sending international transfers
You can send international transfers in your Monzo app. You can send 5 currencies without needing a Wise account, but for any other currencies when you use the feature for the first time you’ll need to give us permission to use your Wise account. If you don’t have a Wise account, we’ll create one for you when you send the money. You need to be 18 or over to send international payments.
The following currencies you can send from your Monzo app without needing a Wise account:
EUR (Euros)
USD (United States Dollars)
INR (Indian Rupees)
AUD (Australian Dollars)
RON (Romanian Lev)
How to send an international payment
Select the account you want to send money from
Tap the Payments icon in the menu bar
Tap Pay someone
Tap Transfer internationally and follow the flow
Receiving international transfers
You can also use your International Bank Account Number (IBAN) to receive international payments in over 40 currencies.
Select the account you need the IBAN for
Tap the three dots in the bottom right of the card
Tap Add Money
Scroll down to Other ways to add money
Tap International bank transfer
You’ll find your IBAN below your name and BIC number. And you can either copy your IBAN or tap Share account details at the bottom of the page
Setting up a standing order
A standing order is a regular payment for a set amount – and you can set them up on your app.
Tap the Payments icon in the menu bar
Tap Scheduled in the top right corner of the screen
Tap the Add Scheduled Payment button
