How Money Works

Feel like you're living in your overdraft? If you’re striving to rely on your overdraft less, try these tips and tools to cut costs and find extra money to pay it off.

In 2020, it still costs more to be a woman than a man. And when it comes to personal finances, there's still a long way to go - and it's not women's fault.

Credit checks can be confusing (sometimes they’re even called credit searches – which only adds to the confusion). We’ve outlined what a credit check actually is, the different types you’ll find and when you might need one. 

Checking your credit score can help you find out what your borrowing health is like and how you might look to potential lenders. We've outlined how to check your credit score!

We've outlined when you might set one up, what you'll need, and some of the benefits of a business bank account (like accounting and separating your finances).

There is no universal 'good' or high credit score in the UK! We've explained what a credit score actually is, how to improve it and all the many myths you've probably heard about credit scores...

If you borrow money in the future, looking after your credit score could help you get a good deal. See your credit score in Monzo, and track how it changes over time. All in one place, with Monzo Plus.

Take advantage of the terrible weather and boost your savings every time it rains.

Raising money to start up your business can be an important part of getting it off the ground. It might feel daunting at first, but we’ve outlined a few different ways you can try get funding for your business.

Setting up your own business is the start of a new and exciting adventure! That can be great, but it can also be quite daunting. So we’ve set out a few things that might be helpful to think about if you’re starting out on your own. 💪

Round-up your spending to the nearest pound and put the spare change in a Pot. It adds up quicker than you think!

Find out what a 'bad' credit score means and how you could try to improve it if you have one!

There are a few different types of loans, such as unsecured loans and secured loans, with several different uses. Here's how they work...💰

Want to know what each party’s manifesto really means for your money? You need to understand these financial concepts first.

When you get an unsecured loan, you borrow money from a bank or a lender and you agree to make regular payments until the loan has been paid in full. 💰