Skip to Content

How we calculate your credit health

How we calculate your credit health

Credit health is a weekly assessment that lets you know how you’re doing at a glance. It’s part of the Credit Insights tool that you get by upgrading to Extra, Perks or Max.

Credit health is made up of several factors like:

  • your credit score from TransUnion

  • any repayments you make for credit cards, loans and other borrowing you have

  • how much of your available credit you’re using

  • your credit history and how long your accounts have been open

You'll be able to review all of your factors in the app so there’s no guesswork needed.

Our plans are available from £3 a month • UK residents aged 18+ (18-69 for Max) • Ts&Cs apply

Was this article helpful?