Skip to Content

Paying an Under 16s account with a payment link

How payment links work

You can send money straight to an Under 16s account using their payment link.

A child’s payment link is managed by their parent or guardian. They can reset it at any time.

With a payment link, you can:

Send money from any UK debit card. You don’t need to be a Monzo customer.
Add an optional nickname to your payment – Useful if the child doesn’t know you by your full name. They’ll see the payment come from the nickname that you choose. They’ll be able to see your full name if they go to the transaction details.
Leave a personalised note with your payment.

The child’s parent or guardian will be able to see your name, nickname, note and the amount of any payments that you send.

Keeping payment links safe

Under 16s can receive up to £250 in total (not per individual payment) over a 30 day period via their payment link.
Make sure you recognise the name of the person you’re paying, and the name of the person who manages the link.
Don’t pay someone you don’t know using a payment link.
If you’re suspicious of a payment link, don’t use it, and you can report it to us.

Was this article helpful?

Existing customers can get help via the app

Monzo Bank Limited is a company registered in England and Wales (No.09446231). Monzo Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our financial Services Register number is 730427. Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.